GBS offers the GBS Advantage HSA (Health Savings Account) as an innovative product design to help your clients manage the cost of their health benefits. They can lower their overall cost of healthcare and improve employee awareness of the impact their lifestyles have on their out of pocket costs.

• Significantly lowers health insurance costs for employers and employees
  
• Tax-favored treatment of HSA funds for employees - tax-free contributions, tax-free accumulations and tax-free distributions (for qualified medical expenses)
  
• Unused HSA funds belong to the employee (employer and/or employee contributions) and can rollover from year to year or transfer with them should they terminate employment
  
• Improved consumer awareness for the true cost of health care
  
• Reduces consumer discretionary spending
  
• Flexible Plan Designs as defined by the IRS Guidelines
  
• Solution for businesses of all sizes (fully-insured or self-funded plans)
  

For more information, review our GBS Advantage HSA brochures or contact us and let us show you how the GBS Advantage Plans offer you a competitive edge in the marketplace.