We recognize that each business owner’s needs are different. The health insurance plans for small businesses in Maryland offered through Maryland Health Connection are grouped by metal levels: Bronze, Silver, Gold, or Platinum. Each level tells you how much of your employee’s medical expense (in percentage) a plan will cover. The following chart will provide you an idea of what the Insurance Company will pay versus what your Employee’s will pay (on average) for each metal level plan.

Plan Level	Metal Name	Insurance Company Pays (On Average)	Your Employee’s Pay (On Average)
	Bronze	60% of health costs	40% of health costs
	Silver	70% of health costs	30% of health costs
	Gold	80% of health costs	20% of health costs
	Platinum	90% of health costs	10% of health costs